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IRMSA
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                   RISK REPORT 2024/25
















          14.  Disclaimer






          The IRMSA South Africa Risk Report 2024/25 is published
          by the Institute of Risk Management South Africa (IRMSA,
          the Institute) under the guidance of the IRMSA Risk
          Intelligence Committee. IRMSA believes that the third-
          party sources used in this report are reliable; that the
          information was provided in good faith and has not           OUR SERVICES
          been independently verified. No representation or
          warranty, express or implied, is made as to the accuracy     Customer Experience
          or completeness of any information obtained from             Change Assurance
          such third-party sources. This report highlights risks       Revenue Assurance
          and related factors, which are not to be considered          Billing Assurance
          exhaustive. The comments, deductions, and opinions in        Governance & Risk Advisory
          this report may reflect current and future expectations
          and events, based on individual and/or collective          In addition, we coach Masters’ and Doctorate students
                                                                     to excel in scientific writing and offer messages of
          experiences, and a wide range of assumptions, including    hope.
          statements that do not directly relate to historical or
          current facts. Contributors to this report operate in an      OUR EXPERIENCE
          ever-changing  environment, with  new  risks  continually
          emerging. The report should therefore be read and used     What makes PhinHope, is 20 years of experience in the
          in this context. The opinions expressed in this report are   telecommunication industry and the academic research
          valid only for the purpose stated herein and as of the date   field. Furthermore, the adaptability to provide assurance
          of publication. No obligation is assumed to revise this    and risk advisory services to both the private and public
                                                                     sectors.
          report to reflect changes, events or conditions that occur
          after the date hereof. The vendor names mentioned in          MISSION, VISION AND VALUES
          this document do not represent all possible vendors. They
          are the trademarks of their respective owners and are      To add value to the respective stakeholders by
          mentioned for identification purposes only. IRMSA does     influencing risk assurance and maximizing their
          not, by means of including such vendor names herein,       companies’ profitability.
          advocate for or against any specific vendor or product.    To excel in everything that I and PhinHope do!
          All decisions in connection with the implementation
          or use of advice or recommendations contained in this      Integrity, Purity, Honesty, Excellence and Fairness
          document are the sole responsibility of the user. This
          document does not represent investment advice, nor           www.phinhope.co.za
          does it provide an opinion regarding the fairness of any     info@phinhope.co.za
          transaction to any parties.

          The report (in PDF and e-book formats) is available on
          the IRMSA website: www.irmsa.org.za
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